FinTech currently garners a lion's share of total startup funding, globally and in India. This Wiser Talk brings you a sneak peek into ten interesting BFSI areas in which FinTech is being leveraged in India.

Balaji TK (CTO - Inditrade Scalerator Limited) is an acknowledged Fintech expert and was the CIO of a new age Retail Finance company at the time of this conversation. He speaks on the ascendancy of FinTech in India, and gives us insights on how FinTech has emerged a dominant enabler in the BFSI sector.

• What are the top 10 most exciting application areas of FinTech in India that are drawing maximum attention and activity?

• What are the risk mitigation processes that seek to attract user trust in Fintech?

• How is FinTech regulated and what role does the Govt play in it?