--- title: The exciting reinvention, transformation, and innovation journey of Indian banks description: In the early years of the this century (around the period 2000-2005), talks of interconnected banks, cheque at par, internet banking, and mobile banking would have been sounded off as pure science fiction! ICICI Bank was a pioneer in the banking industry and heralded many such firsts in the country. The Wiser Talk brings a glimpse of the exciting reinvention, transformation, and innovation journey of Indian banks. The guest for this conversation is Sudapalli JP Rao, is an acknowledged Bankin image: https://blog.wizergos.com/hubfs/Imported_Blog_Media/a251f0_fb84de5fb0e347ae99284789be4a6ded~mv2.jpg --- [Skip to content](https://blog.wizergos.com/post/the-exciting-reinvention-transformation-and-innovation-journey-of-indian-banks#main-content) ![Wizergos Logo](https://blog.wizergos.com/hs-fs/hubfs/wizergos_logo-1.png?width=180&height=39&name=wizergos_logo-1.png) - [Home](https://wizergos.com/) - [Winsuregos](https://www.wizergos.com/winsuregos%20(1).html) - Products Show submenu for Products - Sales Show submenu for Sales - [Policypropel for Sales](https://www.wizergos.com/winsuregos/policypropel-for-sales%20(1).html) - [Policypropel for Agents](https://www.wizergos.com/winsuregos/policypropel-for-agents%20(1).html) - [Policypropel for Commission Management](https://www.wizergos.com/eom%20(1).html) - Underwriting Show submenu for Underwriting - [Zeriskify for Life Insurance](https://www.wizergos.com/winsuregos/zeriskify-for-life%20(1).html) - [Zeriskify for Health Insurance](https://www.wizergos.com/winsuregos/zeriskify-for-health%20(1).html) - Low-Code Platform Show submenu for Low-Code Platform - [Low-Code Platform](https://www.wizergos.com/low-codeplatform%20(1).html) - [Solutions](https://www.wizergos.com/low-codeplatform/solutions%20(1).html) - [Insurance](https://www.wizergos.com/low-codeplatform/insurance%20(1).html) - [Financial Services](https://www.wizergos.com/low-codeplatform/financial-services%20(1).html) - [About Us](https://www.wizergos.com/aboutus%20(1).html) - [Blogs](https://blog.wizergos.com) Open main navigation Close main navigation - [Home](https://wizergos.com/) - [Winsuregos](https://www.wizergos.com/winsuregos%20(1).html) - Products Show submenu for Products - Sales Show submenu for Sales - [Policypropel for Sales](https://www.wizergos.com/winsuregos/policypropel-for-sales%20(1).html) - [Policypropel for Agents](https://www.wizergos.com/winsuregos/policypropel-for-agents%20(1).html) - [Policypropel for Commission Management](https://www.wizergos.com/eom%20(1).html) - Underwriting Show submenu for Underwriting - [Zeriskify for Life Insurance](https://www.wizergos.com/winsuregos/zeriskify-for-life%20(1).html) - [Zeriskify for Health Insurance](https://www.wizergos.com/winsuregos/zeriskify-for-health%20(1).html) - Low-Code Platform Show submenu for Low-Code Platform - [Low-Code Platform](https://www.wizergos.com/low-codeplatform%20(1).html) - [Solutions](https://www.wizergos.com/low-codeplatform/solutions%20(1).html) - [Insurance](https://www.wizergos.com/low-codeplatform/insurance%20(1).html) - [Financial Services](https://www.wizergos.com/low-codeplatform/financial-services%20(1).html) - [About Us](https://www.wizergos.com/aboutus%20(1).html) - [Blogs](https://blog.wizergos.com) - [Contact us](https://blog.wizergos.com/wizergos-contact-us) [Contact us](https://blog.wizergos.com/wizergos-contact-us) [All posts](https://blog.wizergos.com/all) May 29, 2026 # The exciting reinvention, transformation, and innovation journey of Indian banks By  [srijankalawatia](https://blog.wizergos.com/author/srijankalawatia)  ·  1 minute read ![](https://blog.wizergos.com/hubfs/Imported_Blog_Media/a251f0_fb84de5fb0e347ae99284789be4a6ded~mv2-1.jpg) In the early years of the this century (around the period 2000-2005), talks of interconnected banks, cheque at par, internet banking, and mobile banking would have been sounded off as pure science fiction! ICICI Bank was a pioneer in the banking industry and heralded many such firsts in the country. The Wiser Talk brings a glimpse of the exciting reinvention, transformation, and innovation journey of Indian banks. The guest for this conversation is Sudapalli JP Rao, is an acknowledged Banking veteran and is currently the VP- BFSI at Wizergos. He speaks on the ascendancy of several path-breaking innovations in banking from early 2000s to the recent times. He touches upon the journey of banks as they expanded their horizons from urban to semi-urban areas and from core established products to novel financial products for SMEs and consumers from unexplored terrains of the country. He also recounts how technology was leveraged as the mainstay for this expansion and innovation drive. [https://www.youtube.com/watch?list=PLmv-AutNynQkC7xZn-n-iWpC2\_3sQ3lmn&v=DSGmAJoqw48](https://www.youtube.com/watch?list=PLmv-AutNynQkC7xZn-n-iWpC2_3sQ3lmn&v=DSGmAJoqw48) Share: [Share this blog on Facebook](http://www.facebook.com/share.php?u=https://blog.wizergos.com/post/the-exciting-reinvention-transformation-and-innovation-journey-of-indian-banks) [Share this blog on LinkedIn](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.wizergos.com/post/the-exciting-reinvention-transformation-and-innovation-journey-of-indian-banks) [Share this blog on X](https://twitter.com/intent/tweet?url=https://blog.wizergos.com/post/the-exciting-reinvention-transformation-and-innovation-journey-of-indian-banks) [Share this blog on Pinterest](http://pinterest.com/pin/create/link/?url=https://blog.wizergos.com/post/the-exciting-reinvention-transformation-and-innovation-journey-of-indian-banks) [Mail this blog](mailto:?body=https://blog.wizergos.com/post/the-exciting-reinvention-transformation-and-innovation-journey-of-indian-banks) ## Related posts [![](https://blog.wizergos.com/hubfs/Imported_Blog_Media/a251f0_ad157912f57148038450ba12f4bee929~mv2.jpg)](https://blog.wizergos.com/post/banking-fintech-operations-laid-threadbare-balaji-t-k-cto-inditrade-scalerator) ### [Banking & FinTech Operations Laid Threadbare: Balaji T.K. 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