---
title: "Harnessing FinTech in India- 10 Application Areas: Balaji T.K. (CTO - Inditrade Scalerator)"
description: FinTech currently garners a lion's share of total startup funding, globally and in India.  This Wiser Talk brings you a sneak peek into ten interesting BFSI areas in which FinTech is being leveraged in India.   Balaji TK (CTO - Inditrade Scalerator Limited) is an acknowledged Fintech expert and was the CIO of a new age Retail Finance company at the time of this conversation.  He speaks on the ascendancy of FinTech in India, and gives us insights on how FinTech has emerged a dominant enabler in t
---

<https://blog.wizergos.com>

# [Harnessing FinTech in India- 10 Application Areas: Balaji T.K. (CTO - Inditrade Scalerator)](https://blog.wizergos.com/post/harnessing-fintech-in-india-10-application-areas-balaji-t-k-cto-inditrade-scalerator)

 Written by [srijankalawatia](https://blog.wizergos.com/author/srijankalawatia) | May 29, 2025 8:30:29 AM

FinTech currently garners a lion's share of total startup funding, globally and in India. This Wiser Talk brings you a sneak peek into ten interesting BFSI areas in which FinTech is being leveraged in India.

Balaji TK (CTO - Inditrade Scalerator Limited) is an acknowledged Fintech expert and was the CIO of a new age Retail Finance company at the time of this conversation. He speaks on the ascendancy of FinTech in India, and gives us insights on how FinTech has emerged a dominant enabler in the BFSI sector.

- What are the top 10 most exciting application areas of FinTech in India that are drawing maximum attention and activity?
- What are the risk mitigation processes that seek to attract user trust in Fintech?
- How is FinTech regulated and what role does the Govt play in it?

[https://www.youtube.com/watch?list=PLmv-AutNynQkC7xZn-n-iWpC2\_3sQ3lmn&v=IFXGoxlWAXA](https://www.youtube.com/watch?list=PLmv-AutNynQkC7xZn-n-iWpC2_3sQ3lmn&v=IFXGoxlWAXA)

[View full post](https://blog.wizergos.com/post/harnessing-fintech-in-india-10-application-areas-balaji-t-k-cto-inditrade-scalerator)

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